Wednesday, December 28, 2011

Health Insurance

I had company sponsored medical, dental and vision insurance up until 2008.  The company I worked for laid me off (along with 40% of the company) and since then I have had to go through the maize to find adequate insurance for me and my family.

Right after the lay off, I went onto COBRA so I kept my policy as was, but it cost ~$2,500 a month for a family of 4.  We found private insurance (HealthNet) for my family, but not for me.  Health Net would not insure me due to my pre-existing condition.  I called up my COBRA insurance company (Aetna) and asked if they would offer me an insurance policy, being a type one diabetic.  They said that there was NO policy they would offer due to my pre-existing condition.  So I stayed on COBRA with Aetna for ~$800 a month.  After 36 months, Aetna told me that my COBRA insurance would end.

I am looking into my options right now and am looking for advice.  Send me your comments.

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